Our tailored mortgage & protection solutions come with easy to understand, jargon free advice.
So, whether you’re buying your first home, refinancing a buy to let property, or putting in place life insurance, you can be sure that you’ll be met with great service, an easy process and advice you can understand.
Aimee Rayner2025-04-15Trustindex verifies that the original source of the review is Google. Phil was the most patient, kind, knowledgeable and professional mortgage broker we came across in our journey to finding a home. He truly puts 100% into everything he does, and leaves no stone unturned during the process. He made things I thought I did not deserve possible, and for that, I will continue to use his services and shout him out from the rooftops. You absolutely will not regret choosing Phil for your house hunting needs. Good luck to all! Katie F2025-04-14Trustindex verifies that the original source of the review is Google. Phil was brilliant to work with. He was friendly, kept us in the loop throughout the whole process, and responded to our queries promptly. He made finding our mortgage so much easier and far less stressful. Honestly couldn’t recommend him enough. Thanks Phil! Joe Alves2025-04-11Trustindex verifies that the original source of the review is Google. From the first time I spoke to Phil I knew he was the right person to help me buy a home. His knowledge and professional advice was second to none. Always quick with answers for my questions. His professional advice and recommendations were a big help. Thanks for your help and great communication Phil. Will use his knowledge again in a couple years. Would absolutely recommend Phil and his company. Martin Brimicombe2025-04-11Trustindex verifies that the original source of the review is Google. Brilliant service, friendly and efficient. Explained every step! Thank you m.obaida marawi2025-04-09Trustindex verifies that the original source of the review is Google. 5 Stars! Phil is absolutely amazing! He managed to get me the best deal in the market something that no one else could even come close to. He’s incredibly professional, super easy to communicate with, and always on time. I’m genuinely happy with his service and couldn’t have asked for a better experience. I highly recommend Phil to anyone looking for top-notch service and unbeatable results. David Hayes2025-01-08Trustindex verifies that the original source of the review is Google. Phil was amazing throughout the remortgaging process, advised us very well, put us at ease and always followed up quickly, helped finding the best deals for us and even revisiting this if the deals had changed or something better suited us and our needs. Every question answered with great knowledge and always felt confident with Phil and the advice he shared. Nothing was too much to ask and all went as planned without a problem. Highly recommend working with Phil. Tom Humphriss2024-11-14Trustindex verifies that the original source of the review is Google. Working with Phil has been an absolute pleasure throughout the entire mortgage process. From our first Zoom call to the move-in date, he was always easy to reach, clear in his communication, and incredibly responsive. Not only did Phil guide us seamlessly through every step, but he also secured the best possible rate tailored to our situation. We truly appreciate his expertise and dedication. Thanks again, Phil—we'll definitely be reaching out to you again in the future! Amy R2024-11-08Trustindex verifies that the original source of the review is Google. Phil was incredibly helpful throughout the process of getting our first mortgage. He explained everything clearly, was there to answer questions whenever we needed and generally made everything less stressful. Not only that, but he answered everything in a friendly way so you never feel like you’re asking a stupid question. We felt that we could rely on Phil to have everything under control, and trusted him in getting us the best option for our situation, which is great when you have absolutely no idea how any of it works! Phil also helped us with life insurance which took some pressure off us too. Overall we would really recommend Phil to anybody looking to buy a house. His help has been invaluable - straightforward without being judgemental or patronising. Thank you Phil! :) charleigh mawson2024-09-27Trustindex verifies that the original source of the review is Google. Me and my partner are first time buyers, and Phil has been brilliant throughout the whole process. Always available to assist with queries and finding the best mortgage deal which suits your circumstances. The journey hasn’t been easy (conveyancing side) , but Phil made it much more bearable! We have already recommended Phil to family and friends but will continue to do so. Thank you Phil! :-) Dave Mason2024-09-04Trustindex verifies that the original source of the review is Google. Hassle free remortgage and working to a tight deadline, Phil Gamblin was brilliant thanks very much.Google rating score: 5.0 of 5, based on 42 reviews
To ensure you’re experience is as smooth as possible, we have developed a bank of free tools to help you out.
As the mighty Oak Tree represents longevity, strength & stability, we specialise in forging long term relationships with our clients based on trust and honesty, to build solid foundations for their future.
Oak FS Ltd trading as Oak Financial is registered with the Data Protection Act 1998 Registration Number ZB473115 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1015779 and are an Appointed Representative of TMG Direct Limited which is authorised & regulated by the Financial Conduct Authority under Firm Reference Number 786245 and registered with the Data Protection Act 1998 Registration Number: ZA178200.
Think carefully before securing debts against your home. Your home may be repossess if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
If you wish to register a complaint, please either
Write to: The Money Group, 27 Bridgegate, Rotherham, S60 1SN
Telephone: 01709 242927
Email: Compliants@themoney-group.co.uk
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at