Our tailored mortgage & protection solutions come with easy to understand, jargon free advice.
So, whether you’re buying your first home, refinancing a buy to let property, or putting in place life insurance, you can be sure that you’ll be met with great service, an easy process and advice you can understand.
Emma Bloomfield2023-09-13I initially found Phil via Tiktok, he was giving out advice on mortgages. It prompted me to sign up for a discussion on my upcoming mortgage renewal. He was extremely knowledgeable, friendly and professional - I knew straight away he was going to be the one I trusted with my mortgages going forward. He set me up with the best deal for my circumstances, and it was all done super fast. And true to his word he keeps tracking to check you are on the best deal, right up until the moment it starts - in doing so, when the % rate changed, he signed me up again to save more money. I would HIGHLY recommend Phil and I have been recommending him to friends already.
Gary Dixon2023-08-01Superb service !! Highly recommend, completed everything on my behalf and what I had to complete I received guidance and support. A stressful process become so much easier!! Thanks you
john wayne2023-06-29Helped me get my first mortgage for a very good price and the best interest rate! Very easy to talk too and reliable! Will definitely use again in the future.
Zoe Stevens2023-06-29Highly professional, prompt and dedicated service
matthew horton2023-06-22Phil was diligent, efficient and conscientious throughout and made the entire process seamless. I wouldn’t hesitate recommending Phil for any of your Mortgage/Insurance requirements.
karan sellick2023-06-22Phil is an amazing mortgage adviser. He listens to your situation, advises the best course of action and makes the whole process really easy. He goes above and beyond for his clients and is always there to answer any questions you have.
sara beavington2023-06-21Oak financial was highly recommended by a friend. Phil didn't disappoint. I needed a mortgage for a second home, with a very complex income. I doubted it could be done. Phil not only secured a mortgage with a high street lender, he managaed to secure a low rate, with a very long term making my repayments much lower than if I had tried to organise this myself. He gave excellent advice and so friendly, he made it simple and stress free. I highly recommend him to anyone, especially those who think they can't get a mortgage or are self employed. I cant thank him enough.
Paul Hyndman2023-03-31Phil is knowledgeable, flexible, friendly and professional. Really couldn’t ask for more. Brilliant service.
emily ford2023-03-24Phil has been a blessing to me and my partner as first time buyers. He spoke us through everything we needed to know and made the whole process so much calmer and smoother for us. He was there for us at anytime of the day. Got us an amazing deal which we definitely couldn’t have got on our own. So grateful to him would highly recommend to anyone!
Jodie Innes2023-03-24Phil was brilliant from start to finish. From the point of initial contact the process for completing our re-mortgage was seamless, he explained everything clearly and thoroughly and spelt out our options to allow us to select the best product for ourselves. The turnaround time was very quick, all done within 3 days from initial contact to product signed. I would definitely recommend Oak Financial for anyone looking to secure a mortgage or re-mortgage their existing property.
To ensure you’re experience is as smooth as possible, we have developed a bank of free tools to help you out.
As the mighty Oak Tree represents longevity, strength & stability, we specialise in forging long term relationships with our clients based on trust and honesty, to build solid foundations for their future.
Oak FS Ltd trading as Oak Financial is registered with the Data Protection Act 1998 Registration Number ZB473115 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1015779 and are an Appointed Representative of TMG Direct Limited which is authorised & regulated by the Financial Conduct Authority under Firm Reference Number 786245 and registered with the Data Protection Act 1998 Registration Number: ZA178200.
Think carefully before securing debts against your home. Your home may be repossess if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
