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oak.wealthyadvisersclub.co.uk

Free guide16 pagesPDF

Your guide to bad credit mortgages

Understand your options, prepare properly and take the next step. A straightforward guide for buyers and homeowners with credit problems.

Cover of the bad credit mortgage guide from Oak Financial

What's inside

  • What bad credit actually means, from missed payments to insolvency
  • What lenders want to understand about your history
  • Checking all three credit reports and fixing errors
  • Defaults, CCJs, DMPs, IVAs and bankruptcy explained
  • Deposits and costs, with worked illustrations
  • Your options if you already own your home
  • Five steps to get mortgage ready
  • A document checklist and answers to common questions

Who it's for

You have missed payments, a default, a CCJ, a debt management plan or an IVA in your past and want to know where you stand.

“There is no judgement here, but there does need to be an honest conversation about what is affordable and realistic.”

Phil Gamblin, from the guide

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