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Representative example: A mortgage of £225,134 payable over 24 years, initially on a fixed rate until 30/09/26 at 4.88% and then on a variable rate of 6.99% for the remaining 22 years would require 26 payments of £1328.29 followed by 262 payments of £1,593.54.
The total amount payable would be £453,042 made up of the loan amount plus interest (£226,909) and fees (£999).
The overall cost for comparison is 6.8% APRC representative.
